Principal® Dental Access Plan is a dental discount plan designed for anyone looking to save on the cost of dental care. For a low monthly or yearly membership fee, you’ll have access to discounts on all your dental procedures at any of our participating provider locations nationwide.
Select your dental discount plan: individual or family; monthly or yearly
Visit a participating dentist and start saving today
Principal® Dental Access Plan might be the solution. It’s different from insurance because there are no waiting periods, deductibles or spending limits—and no paperwork. You decide when to visit a dentist or specialist and how often. Dental care is provided at fixed, discounted rates. Just present your Principal® Dental Access Plan membership card to any participating dentist and pay the office directly when you receive your care.
Please note these cost comparisons are for illustrative purposes only.
| Procedure | Typical price1 | You pay2 | You save2 | Savings percentage2 |
|---|---|---|---|---|
| Oral exam | $114 | $47 | $67 | 59% |
| X-rays | $186 | $86 | $100 | 54% |
| Cavity filling | $242 | $117 | $125 | 52% |
| Crown | $1,336 | $722 | $614 | 46% |
* Your sample savings is based on an average nationwide fee schedule
1 Typical price is the average 80th percentile of the 2024 FairHealth fee schedule, a national profiling service
2 Amount paid and saved are the average of savings nationwide, and vary by dentist and region